.hero {
  background: linear-gradient(135deg, #007bff 0%, #00bfa5 100%);
  color: white;
  padding: 80px 0 60px;
  text-align: center;
}
.policy-card {
  background: white;
  border-radius: 16px;
  padding: 40px;
  margin-top: -50px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}
.policy-card h2 {
  margin-top: 30px;
  font-size: 1.4rem;
}
.policy-card ul {
  padding-left: 20px;
}