Terms of Service

Last Updated: 05 May 2026

Welcome to Lumena Automation ("Company", "we", "our", "us"). These Terms of Service ("Terms") govern your use of our website https://lumenaautomation.co.in and our SaaS product Budget Manager available at https://bm.lumenaautomation.co.in.

By accessing or using our services, you agree to be bound by these Terms.

1. Services

Lumena Automation provides cloud-based software solutions including Budget Manager for financial tracking, reporting, and automation.

2. User Accounts

• You must provide accurate and complete information.
• You are responsible for maintaining the confidentiality of your account credentials.
• You are responsible for all activities under your account.

3. Acceptable Use

You agree NOT to:

• Use the service for unlawful purposes
• Attempt unauthorized access to systems
• Reverse engineer or copy the platform
• Upload malicious content or code

4. Subscriptions & Payments

• Services may be offered on a subscription basis.
• Pricing is subject to change with prior notice.
• Failure to pay may result in suspension or termination.

5. Data & Privacy

• Your data remains yours.
• We process data as per our Privacy Policy.
• You grant us limited rights to process data to provide services.

6. Service Availability

• We strive for high uptime but do not guarantee uninterrupted service.
• Maintenance or outages may occur.

7. Termination

We may suspend or terminate your access if:

• You violate these Terms
• Non-payment occurs
• Misuse of platform is detected

8. Intellectual Property

All content, software, and branding belong to Lumena Automation.

9. Limitation of Liability

We are not liable for:

• Indirect or consequential damages
• Data loss due to user negligence
• Business losses arising from service use

10. Disclaimer

Services are provided "as is" without warranties of any kind.

11. Governing Law

These Terms shall be governed by the laws of India.

12. Contact

Email: info@lumenaautomation.co.in
Website: https://lumenaautomation.co.in